Superlative RM State Disclosures
If your state is not listed, choose Other
The state Rosenthal Fair Debt Collection Practices Act and the federal Fair Debt Collection Practices Act require that, except under unusual circumstances, collectors may not contact you before 8 a.m. or after 9 p.m. They may not harass you by using threats of violence or arrest or by using obscene language. Collectors may not use false or misleading statements or call you at work if they know or have reason to know that you may not receive personal calls at work. For the most part, collectors may not tell another person, other than your attorney or spouse, about your debt. Collectors may contact another person to confirm your location or enforce a judgment. For more information about debt collection activities, you may contact The Federal Trade commission at 1-877-FTC-HELP or www.ftc.gov.
FOR INFORMATION ABOUT THE COLORADO FAIR DEBT COLLECTION PRACTICES ACT, SEE HTTPS://COAG.GOV/OFFICE-SECTIONS/CONSUMER-PROTECTION/CONSUMER-CREDIT-UNIT/COLLECTION-AGENCY-REGULATION/. A consumer has the right to request in writing that a debt collector or collection agency cease further communication with the consumer. A written request to cease communication will not prohibit the debt collector or collection agency from taking any other action authorized by law to collect the debt.
Local Colorado office location: 27 North Willerup Suite B Montrose, CO 81401 Phone #970-249-7514.
This collection agency is licensed in Connecticut, NMLS ID number 1169295.
This agency is licensed by the North Carolina Department of Insurance; License #112077
NOTICE OF IMPORTANT RIGHTS: You have the right to make a written or oral request that telephone calls regarding your debt not be made to you at your place of employment. Any such oral request will be valid for only ten days unless you provide written confirmation of the request postmarked or delivered within seven days of such request. You may terminate this request by writing to the debt collector.
This collection agency is licensed by the Minnesota Department of Commerce.
New York City Department of Consumer Affairs license number is 2004092-DCA.
In accordance with the Fair Debt Collection Practices Act, 15 U.S.C.
If a creditor or debt collector receives a money judgment against you in court, state and federal laws may prevent the following types of income from being taken to pay the debt:
Please contact our office if your preferred language is that other than English or Spanish for future communication. We do not provide other translation services at this time. A translation and description of commonly-used debt collection terms is available in multiple languages on NYC Department’s website at www.nyc.gov/dca.
This collection agency is licensed by the Tennessee Collection Service Board of the Department of Commerce and Insurance.
Disclaimer: This communication is from a debt collector. This is an attempt to collect a debt and any information obtained will be used for that purpose.
Go To Homepage
Proceed To Pay